Legal Disclaimer, Privacy & Security, Copyright Notice and Licensing for National Computerized Agencies, Inc. NCAInsurance.com and CopCoverage.com
LEAGAL DISCLAIMER
Notwithstanding any language to the contrary, nothing contained herein constitutes nor is intended to constitute an offer, inducement, promise, or contract of any kind. The data contained herein is for informational purposes only and is not represented to be error free. Any links to sites outside of CopCoverage.com are provided as a courtesy. They are not intended to, nor do they constitute an endorsement by National Computerized Agencies, Inc. (NCA) and/or CopCoverage.com. The information and descriptions contained in this site are intended as general information and are not necessarily complete descriptions of all terms, exclusions and conditions applicable to the products and services offered by NCA or any insurance company represented by the agency. The insurance coverage afforded by NCA is subject to the terms and conditions of the policies issued. Each insurance company's coverage may be different. For complete coverage details and important exclusions, please read the policy. If any provision of the terms and conditions on this Web site is held to be invalid, unlawful or for any reason unenforceable, then the invalid, unlawful or unenforceable provision shall be held severable from the remaining provisions. Such invalid, unlawful or unenforceable provision shall not affect the validity or enforceability of the remaining provisions. Use of this Web site shall be governed by and construed in accordance with the laws of the State of New York without giving effect to any principles of conflicts of law. Any dispute regarding this Web site shall be subject to the exclusive venue of a court of competent jurisdiction in Suffolk County, New York.
PRIVACY & SECURITY
NCA has served law enforcement professionals since 1965 and realizes the importance of security and privacy. All information you provide for quoting purposes is confidential and is only used for rating and eligibility purposes. NCA never provides names, addresses, phone numbers or any other non-public personal information to any third party other than the insurance companies we underwrite through, their appointed qualifying organizations and other entities required for the rating of insurance. NCA values its relationship with you and protecting the privacy of your information is of the greatest importance to us. As an insurance provider, we are regulated by the Federal and State laws protecting the confidentiality of your information as well as our use and disclosure of it. The following provides details of our practices and procedures for protecting the security of nonpublic, personally identifiable information about you, both during the time when you are a customer and after.
The Information We Collect
At NCA, we gather information about you to process and service your insurance policy, settle your claims, offer you additional products and services that we think may be of interest to you, and as directed by you with your consent. Some of this may be nonpublic personal information (information not available to the general public) that is provided by you, that we gather from transactions with you, through services performed for you, that we obtain from third parties, or that we obtain through other means.
Quote and Application Information We Collect From You:
This includes information you provide us when applying for our products, either on the Internet, by phone, or by other means. It includes information such as your name, address, vehicle descriptions, date of birth, social security number and driver's license number.
Information We Collect From Third Parties:
This includes information we collect from the consumer reporting agencies and other parties. It includes information such as motor vehicle reports, consumer credit information, insurance histories, and claims reports.
Information About Your Transactions:
This includes information about your transactions with others, including our affiliates and us. It includes information such as your policy coverage levels, account balances, claims history, and billing information.
Website Information:
You can browse our website anonymously and find information about NCA and our products. NCA collects general information about Web site visits as a part of our business tracking. This information does not identify you personally, and is used to enhance your Web site experience. It may include information such as Web site visited prior to ours, Internet protocol (IP) address, browser type, and time of visit. Our site places a cookie on your computer to identify you when you return, to personalize aspects of your experience on our site. These cookies contain no personal information and they will not damage your computer. We use industry standard encryption techniques to send cookies and your security is not compromised by their use. Your browser must be set to accept cookies in order to navigate the NCA site.
Information We Disclose
Information about our customers and former customers, and information about customers, who do not purchase products from us, will be disclosed only as permitted by law. We may disclose information to affiliated and non-affiliated insurance companies, insurance agents, reinsurance companies, government entities, and claims administrators. We may also disclose information to nonaffiliated third parties that perform services or functions on our behalf including those we have marketing agreements with. The following are examples of situations in which we may disclose information: Your information may be passed between us and our agents, appraisers, attorneys, investigators, and others who may be involved in the processing of your applications and servicing of your policy or claims. We may provide your information to adjusters and other appropriate business entities that make any necessary repairs to your vehicles when you were involved in a claim. We may provide your information to others whom we determine need such information to perform insurance or other professional functions for us. These may include parties helping us with the administrative services and financial institutions with which we have marketing agreements. We may supply information as required by search warrant, subpoena, or legal process, with state insurance departments, or other law enforcement or government authorities when required by law, or to protect our own legal interest in the event of suspected illegal or fraudulent activities.
Email Communication
As an NCA customer, NCA will send you email notices relating to your policy and our products and services, such as billing notices, confirmations of changes, changes to our products, and other NCA-specific communications. You may NOT opt out of these NCA-specific emails that relate to your primary usage of our service and products; and you agree to receive these if you make a purchase. Prior to purchasing a policy or after canceling your NCA policy, NCA may send you emails such as a quote confirmation emails or reminder emails. You may opt out of the future reminders emails at that time by following instructions on the email.
Confidential and Secured Environment
NCA uses encryption technology to protect your information. Our Web servers have been enabled with Secure Sockets Layer (SSL) technology to prevent unauthorized parties from viewing personal information provided to NCA during a secured session.
The employees of NCA are required to sign a Confidentiality and Nondisclosure Agreement. Each employee has been instructed on maintaining the privacy of each customer and the importance of protecting the customer's personal information. We maintain strict physical, electronic, and procedural safeguards to protect your personal information.
Third Party Links
This web site may contain links to third party Web sites that are not controlled by NCA. These third party links are made available to you as a convenience and you agree to use these links at your own risk. Please be aware that NCA is not responsible for the content of third party Web sites linked to NCA’s site, nor are we responsible for the privacy policy or practices of third party Web sites linked to NCA. Our privacy policy applies to information we collect from you while you are at or while you are actively in a session with NCA. If you should link to a third party Web site from NCA, we strongly encourage you to review and become familiar with that Web site's privacy policy. Real-time insurance quotes can be accessed through the CopCoverage.com web site quoting module. The actual underwriting, qualification and rating are performed by Vertafore's PL Rating a widely respected insurance industry rating system. Vertafore's PL Rating is a separate entity, which NCA has no control over. Use of the Vertafore PL Rating software and all insurance estimates generated through their portal are governed by their separate Privacy Statement and Terms & Conditions. You should read both of these carefully. Vertafore's PL Rating statements can be found in the links here or on the actual quoting portal. Privacy Statement | Terms & Conditions
Our Insurance Company Partners
NCA works closely with reliable insurance companies to provide you with insurance products. Our relationship with these companies is governed by an agreement that includes requiring that all customer information shared between our companies be maintained as confidential.
Changes In Our Privacy Policy
We reserve the right to change this Privacy Policy without providing you with advance notice of our intent to make the changes. If you have any questions about our privacy policy, please feel free to contact us at:
NATIONAL COMPUTERIZED AGENCIES, INC.
2201 ROUTE 112
CORAM, NY 11727
800-622-8809
COPYRIGHT NOTICE
Copyright 1999-2021 Copcoverage.com, all rights reserved. COPCOVERAGE and COPCOVERAGE.COM are registered service marks of National Computerized Agencies, Inc. (NCA). The names, trademarks, service marks and logos of NCA, any of the insurance companies represented by NCA, and any law enforcement entities or organizations found on this Web site are the property of their respective owners. Federal copyright law prohibits commercial use by other insurance agents, companies, individuals, entities and/or brokers. No portion of any information from Copcoverage.com may be published, duplicated, photocopied, faxed, downloaded, uploaded, distributed, transmitted or redistributed in any manner for any purpose without prior written consent of National Computerized Agencies, Inc.
LICENSING
Copcoverage.com is an insurance marketplace operated by National Computerized Agencies, Inc. (NCA). The information and descriptions contained in this site are intended as general information and are not necessarily complete descriptions of all terms, exclusions and conditions applicable to the products and services offered by NCA or any insurance company represented by the agency. The information contained throughout this web site is not an insurance policy or contract of insurance. NCA is a licensed insurance broker and/or agent in all of the states that we offer insurance quotes, or associated with licensed resident agents in those jurisdictions that require insurance transactions to be conducted through a resident agent. Coverage and issues discussed are strictly for the states in which NCA is licensed and may not be applicable in other areas. Further licensing information is available upon request.